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Guide to Malta: The Pros and Cons of Living on these Beautiful Islands

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Malta, a small archipelago in the Mediterranean Sea, is often seen as a slice of paradise. With its rich history, stunning landscapes, and vibrant culture, it’s no wonder that many consider calling it home. However, like any place, living in Malta comes with its own set of pros and cons. In this article, we’ll take a deep dive into what it’s like to live on these beautiful islands, helping you weigh the benefits and drawbacks.

The Pros of Living in Malta

View of Blue Grotto

Stunning Scenery and Climate

Malta is renowned for its breathtaking landscapes, from azure seas to historic architecture. The climate is typically Mediterranean, boasting warm, dry summers and mild winters. This weather is ideal for those who love sunshine and outdoor activities.

Rich Cultural Heritage

Malta’s history is a tapestry of various cultures, from the Phoenicians to the Knights of St. John. This rich heritage is visible in its architecture, art, and festivals. Living in Malta means being surrounded by this history daily.

Friendly and Welcoming Community

Maltese people are known for their hospitality and friendliness. The community spirit is strong, and expats often find it easy to integrate and make local friends. English is widely spoken, which eases communication barriers.

Safety and Stability

Malta is one of the safest countries in Europe, with low crime rates. The political climate is stable, and the legal system is robust, making it an appealing place for families and retirees.

Good Healthcare System

The healthcare system in Malta is of a high standard. Public healthcare is free for residents, and there are also private healthcare options available.

Tax Benefits

Malta offers attractive tax benefits, especially for expats and retirees. The island has double taxation agreements with numerous countries, making it a financially appealing destination.

The Cons of Living in Malta

Portomaso Laguna Apartments

Cost of Living

The cost of living in Malta has been on the rise, particularly in terms of rent and property prices. While still lower than in many parts of Europe, this can be a concern for those on a tight budget.

Limited Space and Overcrowding

Malta is densely populated, and space is at a premium. This can lead to overcrowded areas, particularly in tourist hotspots and during peak seasons.

Traffic and Infrastructure

Traffic congestion is a significant issue in Malta. The public transport system, while improving, still has its limitations. This can make commuting a challenge, especially during rush hours.

Small Island Limitations

Living on a small island means limited resources and amenities. While Malta has much to offer, some might miss the variety and opportunities available in larger countries.

Environmental Concerns

Malta faces environmental challenges, including water scarcity and pollution. These issues can affect daily life and are important considerations for those looking to live sustainably.

Navigating Life in Malta

Addolorata Cemetery


When moving to Malta, choosing the right area to live in is crucial. Research different localities to find a place that suits your lifestyle and budget. Consider renting before buying to get a feel for the area.

Embracing the Lifestyle

Living in Malta means embracing a slower pace of life. This can be a significant shift for those used to a more hectic lifestyle but can also be incredibly rewarding.

Getting Around

Consider your transportation options. While owning a car offers flexibility, traffic can be a hassle. Alternatively, the bus system is a cost-effective way to travel.

Joining the Community

Participate in local events and activities to immerse yourself in Maltese culture and build a network. This can greatly enhance your living experience.

Considering Education

For those with families, Malta offers various educational options, including public, private, and international schools. Research these to find the best fit for your children.


Living in Malta can be a dream come true for many, offering a blend of beauty, culture, and a relaxed lifestyle. However, it’s essential to consider the practical aspects such as cost of living, infrastructure, and environmental factors. By understanding both the pros and cons, you can make an informed decision about whether life in Malta is right for you.

Whether you’re seeking a sunny retirement spot, a rich cultural experience, or a safe and friendly community, Malta has much to offer. Remember, the key to making the most out of living in Malta is to embrace its lifestyle and culture while being mindful of its limitations. Here’s to your new adventure in Malta!

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